Virgin Money Home Loan

Variable interest rates starting from 6.44% (6.58%)*

Compare Virgin Money home loan products, fees and features

Cheapest Variable Home Loan

Reward Me Variable
Product
6.44%
Variable Rate
6.58%
Comparison Rate
Yes
Offset Account
$10
Ongoing Fee

Virgin Money is a Virgin brand that is well known and trusted globally. It provides reliable alternatives that other banks do not and by doing things differently they can provide the most support to their customers. Their company is completely owned by the Bank of Queensland group. They help manage family budgets, refinance, and purposes in order to provide customers with service that works for them. They exclude complexity from their work and provide the simplest products that are much easier adapted to different people.

Virgin Money Home Loan Product Features

Reward Me Variable
Lowest Variable Rate
(Comparison Rate)
6.44% (6.58%)*
Max LVR80%
Min Loan Amount$500,000

Product Fees

Application$300
Settlement$150
Discharge$350
Ongoing Fee $10
(monthly)
Peter Hammond Mortgage Broker

Contact Sydney mortgage broker

Are you trying to compare Virgin Money's interest rates, discharge fees, settlement fees or applicant fees?

We have over 20 years of experience working with different Australian Home Loan providers, including Virgin Money. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!

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Product Features

RepaymentWeekly, Fortnightly, Monthly
Offset
Redraw
EFTPOS
Debit Card
BPay
Internet Banking
Bridging
Construction

Ready to Apply?

Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.

Use our home loan repayment calculator and compare repayments against what your budget.

Step 1.

Prepare your paper work:
  • Have your income statements

  • Prepare your expense budget

  • Know your monthly liabilities and credit card limits

  • Australian ID documents

Step 2.

Speak with our expert mortgage brokers

Enquire

  • Call us 1300 029 053

Virgin Money Fixed Home Loan Rates

The fixed rate graph is a representation of Virgin Money's historical fixed rates.

This information is provided as a guide. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.

Additional resources and tools

No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the Virgin Money, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.

Refinance Calculator

Our refinance comparison calculator, will help you understand what you could be savings on your home loan

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Loan Repayment

How much will be loan repayments be?

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