Variable interest rates starting from 6.84% (7.01%)*
Compare Pepper Money home loan products, fees and featuresPepper Money was founded in 2000 to provide Australians with accommodating solutions to their financing in order for them to achieve becoming a homeowner. They have supported over 327,000 customers in many ways. They are a non-bank lender that is working towards a more sustainable future. They make a difference supporting the community by donating to women`s and homeless shelters as well as having multiple sponsorships. They are also a sustainable company and work towards supporting the environment by donating and hoping to make a difference in the world for the benefit of customers and people within the community.
| Clear Alt Doc | Clear Full Doc | Easy Alt Doc | Easy Full Doc | Flexi Advantage | Flexi Advantage Plus | Pepper Easy (Alt Doc) | Pepper Easy (Full Doc) | Pepper Essential (Alt Doc) | Pepper Essential (Full Doc) | Pepper SMSF Near Prime | Pepper SMSF Prime | Self-Employed Advantage | Self-Employed Advantage Plus | |
| Lowest Variable Rate (Comparison Rate) | 7.69% (7.94%)* | 7.24% (7.49%)* | 7.84% (8.09%)* | 7.64% (7.89%)* | 8.44% (8.69%)* | 9.54% (9.80%)* | 8.99% (9.26%)* | 8.99% (9.26%)* | 7.44% (7.61%)* | 6.84% (7.01%)* | 7.94% (9.55%)* | 7.24% (7.61%)* | 8.74% (8.99%)* | 9.94% (10.20%)* |
| Max LVR | 65% | 65% | 65% | 65% | 65% | 65% | 55% | 55% | 65% | 55% | 60% | 50% | 65% | 65% |
| Min Loan Amount | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $50,000 | $50,000 |
Product Fees | ||||||||||||||
| Application | $995 | $995 | $995 | $995 | $995 | $995 | $1200 | $1200 | $599 | $599 | $10000 | $499 | $995 | $995 |
| Settlement | $330 | $330 | $330 | $330 | $330 | $330 | $330 | $330 | $330 | $330 | $1015 | $1015 | $330 | $330 |
| Discharge | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $550 | $550 | $500 | $500 |
| Ongoing Fee |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$10 (monthly) |
$10 (monthly) |
$25 (monthly) |
$25 (monthly) |
$15 (monthly) |
$15 (monthly) |
Are you trying to compare Pepper Money's interest rates, discharge fees, settlement fees or applicant fees?
We have over 20 years of experience working with different Australian Home Loan providers, including Pepper Money. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Let's TalkProduct Features | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Repayment | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly |
| Offset | ||||||||||||||
| Redraw | ||||||||||||||
| EFTPOS | ||||||||||||||
| Debit Card | ||||||||||||||
| BPay | ||||||||||||||
| Internet Banking | ||||||||||||||
| Bridging | ||||||||||||||
| Construction |
Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.
Use our home loan repayment calculator and compare repayments against what your budget.
Have your income statements
Prepare your expense budget
Know your monthly liabilities and credit card limits
Australian ID documents
The fixed rate graph is a representation of Pepper Money's historical fixed rates.
This information is provided as a guide. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.
No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the Pepper Money, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.
